Effective Date: 03.03.26
Website: https://mtbfo.com
These Terms and Conditions (“Terms”) govern your use of mtbfo.com (the “Site”), operated from the United States (“Company,” “we,” “our,” or “us”). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1. Permitted Use
You agree to use the Site only for lawful purposes and in compliance with applicable laws and regulations. You may not:
- Violate any law or regulation
- Infringe intellectual property rights
- Attempt unauthorized access to the Site or its systems
- Interfere with the security or proper functioning of the Site
2. Intellectual Property
All content on the Site, including text, graphics, logos, images, and design, is owned by or licensed to us and protected under U.S. and international intellectual property laws.
You may share links to the Site and use built-in social media sharing features for non-commercial purposes. You may not copy, reproduce, modify, distribute, republish, or create derivative works from Site content without prior written permission, except as permitted by applicable law.
3. Privacy
Your use of the Site is subject to our Privacy Policy.
4. Disclaimer
The Site is provided for informational purposes only and “as is” without warranties of any kind, express or implied. We do not guarantee accuracy, completeness, availability, or security.
5. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
6. Third-Party Links
The Site may contain links to third-party websites. We are not responsible for their content or practices.
7. Governing Law
These Terms are governed by the laws of the United States and the State of Kentucky, without regard to conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Kentucky, except where prohibited by applicable law.
8. Changes
We may update these Terms at any time by posting a revised version. Continued use of the Site constitutes acceptance of any changes.